Your First Home
First-time buyers & new construction
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I know that feeling. My husband and I bought our first home in 2022 with our VA loan, and I’ve since helped 100+ families buy and sell. I’ll walk you through loan options, down payment programs, and new-construction communities like Hoʻopili and Koa Ridge, so you know exactly what you can afford before you fall in love with a home.
SO, HOW DOES THIS SOUND?
01
Know your real budget before you shop.
We’ll look at loan options, closing costs, and HOA fees together, so your payment never surprises you.
02
Understand every step, in plain English.
From pre-approval to keys, I’ll explain what’s next and why.
03
Compare resale and new builds.
Weigh builder incentives in Hoʻopili and Koa Ridge against resale homes across West and Central Oʻahu.
04
Have someone in your corner with builders.
The builder’s sales rep works for the builder. I’ll represent you on contracts, upgrades, and timelines.
05
Buy with your next step in mind.
We’ll talk about resale and rental potential, so your first home can grow with your family.
I Was a First-Time Buyer Too
Buying your first home is a big step, and it’s okay to have a lot of questions.
In 2022, my husband and I were first-time buyers ourselves, so I’ll make sure you understand every option before you decide.
That’s where I come in.
“Marina truly should be awarded the ‘Top Realtor’ award!”
Marina demonstrated herself with such amazing professionalism even under challenging situations. I wish all realtors could be like Marina.
— Laura A., Seller
“I had been feeling so burnt out with my content and literally one session with Athena changed everything.
I'm baby organic authentic skateboard microdosing waistcoat, vinyl sartorial. Bodega boys street art four dollar toast.
— JEN OLMSTEAD
How Works
it
Strategy Call
We’ll talk through your goals, timeline, and budget, then build a clear plan for buying your first home with confidence.
Budget & Pre-Approval
Connect with a trusted lender and set a budget you love.
Tours & Offer
Tour resale and new builds, then write a strong offer together.
Closing & Beyond
I’ll keep your lender, escrow, and inspections on track, then hand you the keys to your very first home.
Chris S., First-Time Buyer
“The process was clear, simple and easy to understand because of her continued guidance.”
We discovered Marina through one of her social media channels where she shares informative videos about buying a house in Hawaii. As first time buyers, we felt empowered to start the process after watching her videos.
Follow along @marinattolentino_
Elsewhere
on TikTok
on YouTube
on Instagram
on Substack
@marinattolentino_
